Zedvance Limited is a consumer finance company that offers cash loans to salary earners in Lagos. We ensure that we make consumer finance easily accessible to our target market in the most convenient way.
Frequently Asked Questions.
You can have access to cash loans between 50, 000 to 1, 000, 000 Naira. Loan tenure is between 1 and 9 months. Zedvance Limited does not require any collateral for our service.
What you need to know about Zedvance
What do I need to be eligible?
· You must be in a paid employment
· Your age should be between 22 and 55 years
· You must have an active salary account
· You must be resident in Lagos
· You must have a pension account or tax id
How do I apply?
To apply, logon to www.zedvance.com or visit our office located at 859, Bishop Aboyade Cole Street, Victoria Island, Lagos.
How much can I borrow?
You can access between N50, 000.00 to N1,000,000.00
Can I make part payment on my loan?
No, you cannot make part payment as your loan repayment date are agreed before loan disbursement, however a change in repayment date is possible depending on your cash flow. Charges will apply in case you change your repayment date.
Can I pre-liquidate my outstanding loan?
Yes you can pre-liquidate your loan, however there is a pre-liquidation fee of 2% of loan value
How early can I apply for another loan after repaying a loan fully?
You can apply immediately after a full repayment of existing loan.
What documents am I required to present?
· 1 Passport Photograph
· A valid means of Identification (International Passport, Driver's Licence or National ID card)
· You will be required to fill a "Request of Account statement form" which one of our representatives will take to your Bank to print out your statement
· Employee ID Card
· Pension Statement or Tax ID and Employment Letter
· NUBAN Cheques or Direct Debit Mandate
· Utility Bill (Electricity, Water, Lawmae.t.c)
· if you are an outsourced employee or your employment has not been confirmed, you will be required to provide a guarantor who must be a permanent staff of your firm and must have capacity
How can I repay?
You can repay with Cheques or Direct Debit mandate
Can I change my repayment date?
Yes you can change your repayment date, but charges will apply.
For more info call 07001001000
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